Life Insurance premiums rise by the pound
Life insurance companies are forcing fat people to pay dearly for
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But over the last year it's got even worse. In moves to tighten the belts further, the life insurance companies are lowering their weight limits when categorising people. This means ( home insurance quotes ) that those who are merely overweight and would previously qualified for a normal premium, now are penalised with higher premiums - and the premiums rise rapidly the more overweight you are.
Weight and height are two of the questions you complete when you apply for life ( online car insurance ) insurance. From the answers, the life company will calculate your Body Mass Index and if that exceeds the limits they define as normal, they will often ask for a report from you doctor and sometimes ask you to have a medical examination. If this confirms that your weight is over their norm, then you can expect your premium to be loaded by at least 50% and rising up to 400% if you're obese. Recent figures show that around a quarter of applicants will experience problems getting life insurance due to their weight. In extreme cases they'll even refuse to provide cover.
When deciding whether to load you the insurers also take your age into ( medical insurance ) account. If you're young and overweight, they'll hit you hardest. They accept that people naturally tend to put weight on as you age. So overweight and 35 will be hit harder than overweight and 55.