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Summary If youre overweight the life insurance companies use the Body Mass Index to decide whether to load your premium by up to 400%. What does the Body Mass Index mean to you? Read this article and find out.
Life Insurance premiums put the squeeze on fat people
Author: Michael Challiner(medical insurance)
Brokers Online offers cutting edge articles and information about Life Insurance, health insurance and loans.
In moves to tighten the belts, the life companies have lowered the limits they use to ( cheap mortgages ) categorise peoples weight. This means that those who are merely overweight and would have previously qualified for a standard premium, now are punished with higher premiums - and the premiums rise quickly the more overweight the insurers believe you are. How do they classify you weight? They use something called the Body Mass ( home insurance ) Index. The typical insurance company considers a BMI of between 18.5 and 24.9 to be normal. Over 25 classifies you as overweight. Above 30 and they think youre obese. The BMI is calculated as follows. Got your calculator ready?
To give you a fix on what this means for you, here are ( personal loans ) the BMIs for twelve famous people: (life insurance quotations) Under WeightPamela Anderson - ex Baywatch Actress 16.2 Victoria Beckham - Footballers Wife 17.0 Renee Zellweger - Actress 18.0 Normal WeightCatherine Zeta Jones - Actress 19.7 Alan Shearer - Newcastle Footballer 24.4 Over WeightRussell Crowe - Hollywood Actor 25.6 Charlie Dimmock - Gardening Presenter 26.0 ObeseNorman Schwarzkopf - US General 30.5 Lisa Riley - Actress 34.4 (medical insurance) Dawn French - Comedienne 43.8 Click here for page 2 |
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